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Web Page One Economics ®

Some debts are enjoyable while you are acquiring them, but none are enjoyable whenever you go about retiring them. «

—Ogden Nash, United States poet

You likely remember that the teacher emphasized the importance of maintaining a good credit score if you have ever taken a personal finance class. The instructor may have stated that the credit that is good offers you usage of loans and credit cards with comparatively reduced interest levels. In addition, you had been likely warned of the effects of the credit that is bad and also the possible hazards of easy-access pay day loans that provide cash at an annual percentage price (APR) because high as 400 %. 1

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